I have 2 federal loans that I pay every month, but without completely understanding the process (had issues with lender and it was all very confusing for awhile), I had them consolidated ? Well I get a paper in the mail today that says my loans have been paid in full as a result of consolidation. What?! I only owed $800, but I didn't plan on it being paid off...can anyone explain?? And if that's the case, is that going to be a negative mark on my credit?
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